| CFM Advisory Board
consists of people who have domain expertise and have
themselves created or a part of large scale businesses
Sanjay Bhargava
Sanjay has been a successful
business architect for financial services in different
areas and in different geographies.
His first success was with Citibank
in India in 1985 where he built a cash management business
which moved 5% of India's GDP and was used by 275 of
the top 300 companies in India. He moved to Thailand
in 1994 to head transactional services business for
Citibank and built the custodial services business market
share from 1% to 36%. In September 1999 he joined PayPal
as a founder employee and was the main business architect
for all the back office functions of PayPal. He is the
inventor of "random deposit to verify bank accounts".
This has been used by over 5 million consumers and was
the key element that made the PayPal business model
profitable.
Sanjay has a bachelor's degree in
Mechanical Engineering from IIT Bombay (Class of 1978)
and an MBA from IIM Ahmedabad (Class of 1980). He is
also a certified cash manager (CCM) and an accredited
ACH professional (AAP). He was a 2002-2003 Reuters Digital
Vision Fellow at Stanford University.
Sanjay has relocated to New Delhi
in 2004 after spending 15 years out of India and is
trying to find exciting world-class efforts in the social
and corporate sector.
Manas Fuloria
Manas holds a PhD in Engg from IIT Delhi, Masters
in Manufacturing Systems Engineering from Stanford University
and a Bachelor in Manufacturing Science and Engineering
from IIT, Delhi. He has been co-founder and first CEO
of Dextrous Faber, a state-of-the-art manufacturing
company at Bangalore, co-founder and CTO of Supply Chainge,
a provider of integrated process and software solutions
in supply chain management (SCM) and co-founder &
Executive VP of Nagarro Inc., a niche software services
company, and is on the Board of Directors of BidOptima,
a search engine marketing firm. Prior to these, Manas
worked with Prof. Ramchandran Jaikumar and MNI Consulting
on supply chain and operations projects with various
soft goods companies. Other customers included Umicore,
Coca Cola Foods, Carrier Corporation and J&J Pharma.
From 1993 to 1994, Manas was a Research Associate at
the Harvard Business School's Technology and Operations
Group, working on two global studies on the apparel
industry.
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